Blog Series

Reaching Small and Marginal Farmers Through Innovative Finance

This series will feature ideas and innovations focused on enabling financial services for agri-dependent households. Practitioners, researchers and thought leaders will explore the role of markets, public and private partnerships, client…

Regional Reflections on Financial Inclusion in 2012

CGAP's regional teams provide commentary on the highlights in financial inclusion across MENA, South Asia, Latin America, East Asia, Eastern Europe, and Sub-Saharan Africa. Each region has its own unique issues in the financial inclusion landscape,…

Responsible Digital Finance

With the rapid adoption of digital financial services, this series focuses on how to foster a more responsible ecosystem through examining the biggest consumer risks, promising mitigation efforts and latest evidence and data on the issue.

Risks and Opportunities of Digital Finance

Low-income consumers stand to benefit greatly from more accessible and affordable digital financial services (DFS) offerings. But, the opportunities presented by DFS are not without risks, especially when it comes to serving lower-income and less-…

Taking a Look at OTC vs. Wallets

This series will examine the business decisions involved when weighing over-the-counter transactions (IOTC) with electronic wallets when it comes to making mobile payments. OTC transactions occur when the sender or receiver does not use their own…

The Global Landscape of Mobile Microinsurance

Over the last three years, there has been a rapid increase in the number of mobile microinsurance products launched worldwide. This growth reflects the emergence of new business models and of non-traditional players keen on innovating through new…

The Graduation Approach: Innovative Adaptations

Pioneered by BRAC in Bangladesh, the Graduation Approach aims to move people out of extreme poverty and into sustainable livelihoods. The Approach emphasizes innovation, rigorous evaluation and knowledge exchange. The blogs in this series describe…

The Journey to Customer-Centricity

Learning from a project with Janalakshmi, an Indian microfinance institution with more than a million customers, this multi-part blog series explores what it takes to embed customer-centricity within an organization and make it part of its DNA.

Understanding Demand for Smallholder Financing

An estimated 500 million smallholder families live on less than $2 a day. Smallholder families are not only agricultural producers. They are also consumers who have diverse financial needs, typically earning income from a variety of non-agricultural…

Why Information is Critical to Financial Inclusion

Information is a key component of any functional market: quality information can provide the necessary incentives to market actors to enter a market, expand offerings, and innovate. Conversely, the lack of reliable quality information can lead to…