Recent Blogs

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Is Climate Change Undermining Financial Inclusion? Early Evidence Says Yes

Early evidence from Pakistan confirms the need to shore up the financial institutions that serve vulnerable populations facing climate impacts, as climate risk threatens to undermine global progress on financial inclusion.
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Bringing Resilience to the Table to Achieve Development Goals

CGAP's Impact Pathfinder provides insights into the role of financial services in building the resilience of vulnerable populations and small businesses globally.
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Does Microcredit Drive Jobs Growth? Here’s What the Evidence Shows

Microcredit can help MSEs create jobs and build resilience but often falls short on growth. The Impact Pathfinder highlights credit’s opportunities and gaps, stressing the need for better financial products and support to boost employment.
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Beyond the Chat: AI-Powered Advice for Women Farmers

AI-powered chatbots can be transformative for rural women by providing accessible, real-time agricultural advice, improving productivity, and fostering financial independence. Challenges must be addressed to ensure their full impact and inclusivity.
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Sowing the Seeds of Resilience: Can AI Empower Women in Agriculture?

AI is everywhere. But can it boost rural women’s agricultural income? While not a silver bullet, AI can potentially create value for rural women in agriculture. We discuss 4 key areas where there is action and opportunity around AI for women in ag.
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Bridging the Evidence Gap in Women’s Financial Inclusion

Women’s financial inclusion is paramount, but how does it drive real economic empowerment? CGAP's Impact Pathfinder maps what we know—and what we don’t—about credit, savings, digital payments, and insurance for women.
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The Evidence of Credit and Insurance’s Role in Tackling Climate Change

Drawing on evidence to examine how financial services can advance climate action and other development outcomes, CGAP's Impact Pathfinder is a gateway to understanding what the existing evidence tells us, and knowledge gaps that need to be filled.
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3 Opportunities for Funders at the Frontlines of Inclusive Carbon Markets

Based on CGAP’s conversations with funders and carbon project developers, this blog post explores the role of donors, development finance institutions, and impact investors in supporting inclusive carbon project innovation.
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Rural Women in Tanzania Build Financial Resilience Through Groups

BRAC Tanzania Finance Ltd. (BTFL) supports rural women with tailored loans, financial guidance, and a "phygital" approach, helping them build resilience and sustainable livelihoods despite the unique challenges they face.
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Social Protection + Financial Inclusion = A Path to Climate Resilience

Social protection programs hold immense potential for climate adaptation. Financial inclusion can further these climate goals, but while promising examples exist, they are still emerging—representing a promise waiting to be realized.
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Inclusive Finance Can Deliver Climate Funding Into the Hands of People Who Need It Most

Climate change disproportionately affects people experiencing poverty, yet they often lack the financial tools needed to adapt. Focus must shift to ensuring that climate funding reaches the individuals and communities most impacted.
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Three Principles to Guide Financial Health Measurement

Global financial health measurement varies, reflecting the need for widely applicable guidelines to make sure financial health measurement provides relevant insights. We outline three principles to help refine approaches and improve insights.
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Financial Well-being – A Concept That Has Come of Age

The GPFI’s 2024 G20 Policy Note on Financial Well-Being offers a clear framework for linking financial inclusion to meaningful outcomes. It highlights how financial policies, consumer protection, and digital innovation can drive progress, shaping lives far beyond access to services.
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How can PAYGo Solar Reach the Underserved and Stay Sustainable?

PAYGo solar is crucial for expanding energy access, yet the financial sustainability of companies in the industry remains a significant challenge. CGAP, MFR, and GOGLA analyze how different PAYGo firms are able to reach low-income customers.
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Charting the Path to Belém: Inclusive Finance Is the Key to Climate Action

Talks around climate finance dominated COP29, but sourcing funding is only one part of the puzzle. Now the NCQG – the newly agreed global funding target – has been agreed, it's time to focus squarely on how the money will be disbursed and to whom.
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From Protection to Resilience: Rethinking Insurance for All

True resilience against risk requires an inclusive approach that integrates risk management across sectors and leverages the insurance industry to ensure a just transition. CGAP and AXA will work to rethink insurance and build resilience.
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What Is “Appropriate” Financial Inclusion for Young Women?

Young women in low-income countries face major life changes in early adulthood. Tailored financial inclusion—through segmented products, accessible delivery, financial literacy, and partnerships—supports their transitions.
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CGAP’s Take: How Can Inclusive Finance Tackle Food Security?

Food security is a complex and multidimensional issue. CGAP's new framework aims to improve food security through inclusive finance by targeting key agricultural chains, AgTech, and tailored services for low-income communities.
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Ukraine's Diia: A Digital Lifeline in Times of Crisis

During crises, providing essential services is a challenge. Digital payments can streamline disbursements, but building and maintaining the necessary infrastructure is difficult. Ukraine shows how public-private partnerships can address these issues.
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Customer Focus Brings Green Technology to Rural Women in India

Customer-centricity means understanding people's financial needs and realities. Sistema.bio in India uses this approach to offer affordable biodigesters to rural women, leveraging carbon credits.