Elizabeth Munee Kiamba

Financial Sector Specialist

Elizabeth Kiamba is a Financial Sector Specialist at CGAP, where she leads initiatives that integrate financial services into carbon markets, ensuring that low-income communities and women benefit from climate finance. She has also worked on advancing impact measurement and management (IMM) frameworks for inclusive finance investors, developing innovative financial models for micro and small enterprises, gig workers, and women, and promoting gender lens investing to enhance women’s financial inclusion.

Before joining CGAP, Elizabeth was the Manager of Inclusive Finance Programs at FSD Africa, where she oversaw a portfolio of financial inclusion projects across sub-Saharan Africa, focusing on credit markets, digital finance, remittances, and informal finance. She also served as the organization’s gender focal person, ensuring gender considerations were embedded in financial sector development programs. Previously, Elizabeth worked at PwC Kenya, where she provided advisory services to public sector entities, NGOs, and major international donors and multilateral organizations across sub–Saharan Africa.

Elizabeth holds a Master of Arts degree in Development Management from the Institute of Development Research and Development Policy (IEE) at Ruhr University in Germany, and a Bachelor’s degree in Business Management (Finance and Banking) from Moi University in Kenya. She is a Certified Expert in ESG and Impact Investing, Project Manager (PRINCE2 Practitioner) and Accountant (CPA).

By Elizabeth Munee Kiamba

Research

No Small Business: A Segmented Approach to Better Finance for Micro and Small Enterprises

This paper is based on primary research conducted with 383 MSEs in India, Kenya, and Peru – three diverse emerging markets with a vibrant MSE finance ecosystem that includes strong incumbent providers like microfinance institutions, cooperatives, and banks, as well as innovative new providers like fintechs.
Blog

How Can Embedded Financial Services Better Serve Platform Workers?

Platforms’ extensive data on their workers could support customized product design, and their digital rails could seamlessly deliver financial services. What opportunities might financial services embedded within platforms enable?
Blog

Are Funders up to the Challenge of Building Rural Agent Networks?

Agent networks are crucial for advancing financial inclusion and other development goals. Here are six ways funders can encourage the expansion of agent networks in rural areas home to many of the world's low-income populations.
Blog

5 Ways Gender Lens Investors Can Deepen Impact on Financial Inclusion

Gender lens investing is becoming a more popular way to invest in financial inclusion. Here are five ways funders can set themselves up for success and use this approach for greater impact.
Blog

Leveraging Gender Lens Investments for Women’s Financial Needs

Gender lens investing is gaining momentum among a wide range of investors as an approach to women's empowerment. Here are three ways this approach could accelerate women's financial inclusion.