Elizabeth Munee Kiamba

Financial Sector Specialist

Elizabeth Kiamba is a Financial Sector Specialist at CGAP, where she leads initiatives that integrate financial services into carbon markets, ensuring that low-income communities and women benefit from climate finance. She has also worked on advancing impact measurement and management (IMM) frameworks for inclusive finance investors, developing innovative financial models for micro and small enterprises, gig workers, and women, and promoting gender lens investing to enhance women’s financial inclusion.

Before joining CGAP, Elizabeth was the Manager of Inclusive Finance Programs at FSD Africa, where she oversaw a portfolio of financial inclusion projects across sub-Saharan Africa, focusing on credit markets, digital finance, remittances, and informal finance. She also served as the organization’s gender focal person, ensuring gender considerations were embedded in financial sector development programs. Previously, Elizabeth worked at PwC Kenya, where she provided advisory services to public sector entities, NGOs, and major international donors and multilateral organizations across sub–Saharan Africa.

Elizabeth holds a Master of Arts degree in Development Management from the Institute of Development Research and Development Policy (IEE) at Ruhr University in Germany, and a Bachelor’s degree in Business Management (Finance and Banking) from Moi University in Kenya. She is a Certified Expert in ESG and Impact Investing, Project Manager (PRINCE2 Practitioner) and Accountant (CPA).

By Elizabeth Munee Kiamba

Blog

Regular Savings from Irregular Income: How Platforms Can Help

CGAP partnered with fintechs and platforms across Sub-Saharan Africa to understand how they are using digital rails to offer savings products to low-income gig workers. Here, we share what we found.
Blog

Why Don’t Fintechs Have a Larger Share of Peru’s MSE Credit Market?

CGAP market sizing research in Peru found that fintechs are only responsible for 0.3% of the MSE credit market. Here, we ask why fintechs have such a small segment of the MSE credit market and posit how that share can be increased.
Research

The Promise of Fintech for Micro and Small Enterprises

This reading deck highlights technological trends and fintech business models with high potential to reach underserved MSEs with improved and responsible financial services.
Blog

BNPL in Nigeria: Emerging Fintech Innovations for MSEs

Findings from our recent research suggest BNPL is becoming a significant lending mechanism for Nigerians – especially for micro, small and medium enterprises and self-employed individuals who would not otherwise have access to credit.
Blog

Can Kenya’s Fintech Boom Address the MSE Finance Gap?

Kenya has seen an explosion of fintechs and nano credit providers, but they have yet to meaningfully serve MSEs in the country. We explain how fintechs could have a wider reach and distinct value proposition for MSEs in Kenya beyond digital credit.