Joep Roest

Senior Financial Sector Specialist

Joep Roest is based in Paris and leads CGAP’s work on Social Protection which seeks to understand how, through financial services, it can enhance the climate resilience and adaptation of recipients.  

He was previously based in Singapore where he represented CGAP in East Asia with most of his time being devoted to Myanmar, Bangladesh, Indonesia, and China. During that time, he focused on optimizing Government to Person Payments (G2P) for recipients and studying the opportunity that digital platforms presented for improving the financial lives of the poor. 

Before joining CGAP, Joep helped establish Wing mobile money in Cambodia. He later moved to Papua New Guinea to work on UNCDF’s mobile money project spanning the South Pacific. He then spent four years as a member of Queen Máxima’s team at the United Nations, where amongst other things, he coordinated advocacy efforts aimed at enshrining financial inclusion within the Sustainable Development Goals (SDGs).

By Joep Roest

Research

Eko Grows Agent Network Tenfold Through Open APIs

Eko India has used open APIs to become a platform business, which has enabled it to expand at considerably lower operational cost than its traditional agent business would have.
Blog

Can JioMart and Facebook Revolutionize Traditional Retail in India?

Facebook and the Indian grocery shopping platform JioMart in April announced a partnership that sent ripples through India's e-commerce and e-grocer sectors. What could this partnership mean for small business owners in India?
Blog

Ride-Hailing Drivers in Indonesia Discuss Livelihoods, COVID-19

You can learn a lot from the back of a ride-hailing motorcycle in Jakarta. We rode with several drivers and interviewed them about their platform-based income, use of digital financial services and the impact of COVID-19. Here’s what we learned.
Blog

Will Facebook Soon Dominate Digital Payments in India, Indonesia?

As Facebook enters the highly regulated space of digital payments in India and Indonesia, it is partnering with local players to connect its virtual ecosystem with the cash economy, gain access to logistics networks and overcome regulatory hurdles.
Blog

Indonesia’s Retail Credit Crunch Requires Action to Keep Shelves Full

Indonesians could face empty shelves and a shrinking assortment of products due to credit crunches within consumer goods value chains brought on by COVID-19. Here are three things that can be done to keep the situation from snowballing.