Mehmet Kerse

Senior Financial Sector Specialist

Mehmet Kerse works with CGAP’s policy team on the regulation and supervision of digital finance and digital payments. His recent work focuses on fintech, digital currencies, tokenization, digital banking, embedded finance, and artificial intelligence in financial services. With over 15 years of experience in financial regulation and supervision, financial inclusion, and consumer protection, Mehmet has collaborated with numerous central banks and financial regulators, primarily in Sub-Saharan Africa, Southeast Asia, Europe and Arab countries. He began his career as a bank supervisor in the Banking Regulation and Supervision Authority of Turkey and later worked on anti-money laundering and combating the financing of terrorism (AML/CFT) projects for the World Bank. He is a Certified Fraud Examiner. 

He also works with other international organizations such as the World Bank, International Monetary Fund (IMF), and the United Nations Capital Development Fund (UNCDF). Mehmet holds a Master’s degree in Public Administration from Harvard University and a Bachelor’s degree in Economics from Turkey's Bilkent University.

By Mehmet Kerse

Blog

Inclusive CBDCs: Inflated Expectations or A New Productivity?

Where will central bank digital currencies (CBDCs) land on the Gartner Hype Cycle? Are they full of inflated expectations, or a new tool for greater financial inclusion? We explore where CBDCs might provide at least incremental gains.
Research

Digital Financial Services for Financial Inclusion: Tools for Supervisors

This technical guide provides supervisors with tools and practical guidance on supervision of digital financial services (DFS).
Blog

Crypto Consumer Protection: Why ‘Wait and See’ Is No Longer an Option

What was once an edgy new market with promises of high returns is now better known for scandal and volatile losses. Better protections for crypto consumers are urgently needed, especially for those who are low-income and least able to weather losses.
Research

Digital Banks: How Can They be Regulated to Deepen Financial Inclusion?

This reading deck describes three regulatory approaches used by policy-makers to regulate digital banks.

Research

Regulatory Approaches to the Interest Earned on E-Money Float Accounts

What happens to interest earned on float accounts? CGAP believe that electronic money issuers should be allowed – but not required – to distribute some or all of the float interest to their e-money customers.