As climate pressures rise, strengthening rural women’s resilience is critical for their livelihoods and for the long-term viability of the rural businesses that serve them. Through ABERA (Accelerating Business to Empower Rural Women in Agriculture), a CGAP and IDH collaboration, this paper identifies seven practical business drivers that simultaneously strengthen rural women’s climate resilience and business performance.
As climate risks intensify, there is an urgent need to better support low-income communities to adapt and build resilience. This paper highlights an untapped opportunity hiding in plain sight - integrating financial services into social protection programs – and outlines five priorities for funders, policymakers, and social protection professionals to unlock its potential.
This working paper examines how inclusive finance can address today's evolving food security challenges by unlocking targeted investments in high-impact agricultural value chains that best promote nutritional, sustainability, and livelihood outcomes through agricultural technology (AgTech) adoption.
In June 2025, CGAP convened nearly 200 global decisionmakers in Amsterdam involved in global resilience responses for a Symposium titled, “Rethinking Resilience: Why Inclusive Finance Can’t Wait”. In this bonus episode of Inclusive Finance Frontiers, hear from participants interviewed on the sidelines of the Symposium on how inclusive finance tools—such as savings, credit, insurance, and digital payments—can strengthen resilience for those most at risk and drive sustainable development.
Insurance builds resilience by helping people manage shocks and invest confidently in their futures. Yet, inclusive insurance remains small-scale due to barriers in demand, supply, and policy. This deck explores challenges and opportunities—showing how funders can unlock insurance’s full potential as a catalyst for stability, security, and economic growth.
The world faces urgent challenges as risks intensify and interconnect, amplifying vulnerabilities, especially for low-income populations and small and medium enterprises (MSEs). If left unaddressed, these vulnerabilities can create ripple effects with national, regional, and global consequences. This paper highlights the importance of inclusive finance as an indispensable component of resilience responses, and calls on everyone working on increasing resilience to leverage inclusive finance to enhance the reach, speed, and impact of their work.
As climate-related shocks become more frequent, communities need access to finance that helps them cope with and recover from damage and loss, yet current efforts to strengthen financial systems’ resilience often overlook the importance of inclusion. This paper outlines how governments and funders can foster inclusive financial systems that enhance climate adaptation and resilience.
Cash transfers are among the most effective tools for social protection but delivering them in fragile contexts remains a major challenge due to interruptions in financial sector development efforts, limited government capacity, and difficulties reaching remote communities. This paper presents ways that social protection funders can invest to achieve outcomes for both programs and recipients.
Already reaching over half the world’s population, social protection systems present an untapped opportunity to channel climate funds to help vulnerable communities adapt to climate change, enhancing the reach, efficiency, and impact of climate finance.
Despite gains in financial inclusion, several populations at the "last mile" remain excluded. This Note, prepared by CGAP, the World Bank, and the Better than Cash Alliance for GPFI, provides a framework for the necessary public infrastructure and regulatory enablers to reduce the barriers commonly faced by these last mile segments and emphasizes the need for more targeted policies and investments to address non-financial barriers.